The Helium
advantage

Independent financial planning, a strong framework and a proven investment approach to give you a distinct advantage.

 
 

Why we’re different:

  • Big picture, smarter approach.

    Unlike other Advisers, we take a holistic view of your finances, coordinating it all.

  • CFP® and Chartered Accountant.

    This dual qualification, rarely held by NZ Advisers, combines financial planning rigour with tax and structuring expertise.

  • The plan comes first. Always.

    Before we recommend anything, we fully understand your situation to create the perfect plan for you.

  • Evidence over opinion.

    Decades of academic research guide our approach. It’s low-cost, diversified and built to compound.

  • It’s a relationship, not a transaction.

    A future plan is a long-term commitment, which we honour. Most clients meet with us at least twice a year for the big decisions and small adjustments.

The Helium Framework

Your financial life works as a system. First, build a strong foundation, then grow your wealth and protect what matters along the way. The Helium Framework is a simple structure to organise your financial life and make better decisions.

 
 
 

Our investment approach

Decades of research show timing markets and picking winning funds destroys more value than it creates.

We recommend evidence-based solutions from trusted, established investment providers.

Our approach is diversified, low cost and drives long-term returns through discipline and time in market.

How we work with you

1

Initial Consultation – 30 min

A relaxed chat to hear your thoughts and questions. No cost, no commitment.

2

Discovery – up to 2 hours

We discuss your goals, finances and concerns. The deeper our understanding, the better our advice.

3

Research & Analysis – 2 weeks

We find opportunities in your current assets, debt, cash flow, investments, insurance, KiwiSaver, business and tax.

4

Recommendation – 2 hours

We walk you through the plan that suits you best, ensuring you understand everything.

5

Implementation

Once you’re happy, we sort the details, bring in other specialists if needed and keep you updated.

6

Ongoing Support

We meet regularly to review your plan and make sure it’s working for you.

Our promise to you

  • We sort everything

    Trust us to pull together your investments, insurance, tax, KiwiSaver, business and estate planning.

  • We give it to you straight

    No jargon, no agenda, just clear explanations to ensure you feel in control. 

  • Always ahead of the curve

    We help you plan for big life changes before they happen.

  • We’re here for you

    We understand what matters to you and help you achieve it, year after year.

Let's get talking

Frequently Asked Questions

  • Yes. Investing is just one part of financial planning. A well-rounded plan also covers cash flow management, risk protection, tax efficiency, and long-term goal setting. Financial planning gives you this holistic approach.

  • Financial planning creates a plan to manage money in all parts of life, including budgeting, saving, investing, and protecting wealth. Wealth management is typically for high-net-worth individuals, focusing on investment portfolios, estate planning, and tax strategies.

  • Financial planning isn’t just for the wealthy. However much you earn or have saved, our financial Advisers will make a plan for you. From small savings to a large investment portfolio, we can help.

  • Yes. A good financial plan includes ways to manage debt and pay off high-interest debt. This approach also allows you to save and invest in your goals.

  • Start by reviewing your current income, expenses, and debt. Then set 1 - 2 achievable goals, such as building an emergency fund or increasing KiwiSaver contributions. Even small steps, guided by a professional, can make a big difference over time.