Smarter Wealth. Straight Up Advice.
Independent Financial Planning to put Professionals, Business Owners and Families ahead
what we offer
Financial advice to move forward with confidence.
Financial Planning
You are constantly required to make financial decisions, planned or not. Our financial planning service helps you make confident, well-informed choices no matter what life throws at you.
Personal Insurance
Life is full of unexpected events. Our personal insurance advice helps you create a safety net that protects you and your family from financial uncertainty.
Investments & Wealth Management
Investing wisely is key to building long-term financial security. We’ll help you navigate your options and make informed decisions with tailored investment advice that fits your goals.
KiwiSaver
Whether you are just starting or want to improve your KiwiSaver, we can help. We will explain your options and make sure your plan supports your long-term goals.
Most people’s financial goals overlap across these areas. We’d love to discuss what matters most to you.
Our thorough approach
Strategy at every step.
We follow these six step financial planning process when we provide you with advice.
1. Initial Consultation
A relaxed, obligation-free meeting to get to know each other. It’s your opportunity to ask questions and see if we’re the right fit.
2. Discovery
During our second meeting, we gather key information about your financial situation, goals, and concerns. This helps us understand what matters most to you so we can tailor our advice to your needs.
3. Research & Analysis
We will analyse this information to understand your current situation and advise you on how to reach your goals. Depending on your requested services, this may include examining assets, liabilities, and cash flow. It could also cover current insurance, retirement planning, investments, or tax strategies.
4. Recommendation
We will then offer recommendations that best address your goals. We will run through the recommendations so that feel clarity and you make informed decisions. We will listen to your concerns and revise the recommendations as appropriate.
5. Implementation
We’ll then discuss how to put the recommendations into action. If third-party services are needed, we’ll arrange them on your behalf and keep you updated throughout the process.
6. Ongoing Support
We'll regularly review your situation and goals, risk profile, lifestyle and any relevant changes. These ongoing planning discussions help you stay on track to meet your financial and lifestyle objectives.
Let’s get to know each other. Book your free 15min pre-consultation call today.
WHO WE ARE
Moved by a desire to provide clarity.
Helium is an independent financial advice firm based in Lower Hutt. We support clients across Wellington and New Zealand. We offer personalised, evidence-based financial strategies to help people feel confident about their future.
Helium is led by Jeshal Patel, a Certified Financial Planner and Chartered Accountant, with over 15 years of experience in the public, private, and corporate sectors. Jeshal works closely with each client to simplify complex financial decisions and build lasting financial security.
“Financial advice should be personal, practical, and built around what truly matters to you.”
client reviews
What sets Helium apart, in our clients’ words.
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Frequently asked questions
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A Certified Financial Planner (CFP®) is a financial adviser who’s achieved one of the highest international standards in financial planning.
To earn the CFP® mark, candidates complete rigorous training, pass a tough exam, meet experience requirements, and commit to ongoing education and ethical standards.There are only around 300 CFP® professionals in New Zealand, and we’re proud to have one right here at Helium.
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An independent financial advisor is not tied to any bank or product provider. That means we recommend only what’s right for you, never what benefits a third party. Helium is fully independent, so our advice is always in your best interest.
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There’s no minimum. At Helium, we believe everyone deserves access to quality advice, regardless of how much they earn or have saved.
Your first consultation is free, and we’ll always be upfront about costs. -
It’s always a good time to start your financial planning journey, and you don’t need to be wealthy to benefit from financial advice.
A financial adviser can be especially helpful during major life milestones: starting a family, buying a home, planning for retirement, or managing an inheritance.
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At Helium, your first chat is free, and there’s no pressure to sign up for anything. If you do want personalised advice, we’ll always explain any costs or commissions upfront, so you know exactly what to expect.
Many Kiwis don’t pay anything out of pocket for financial advice, because advisers are often paid by the product providers (like insurers or KiwiSaver managers). But in some cases, like a detailed financial plan or investment advice, a fee may apply.
We’ll help you figure out what you need, what it costs (if anything), and whether it’s worth it for your situation.
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Start by checking they’re licensed or working under a licensed provider. You can search this on the FSPR register.
A good adviser will take the time to understand your goals, explain things clearly, and be upfront about how they’re paid, whether it’s fees, commissions, or both.Look for someone who’s easy to talk to, specialises in what you need (like insurance or investing), and puts your interests first.
At Helium, your first chat is free with no pressure, just a chance to see if we’re a good fit.
