Plan for the Future You Want.
Tailored Financial Planning for Every Stage of Life
What we do
Make your life goals achievable.
Financial planning is more than just investing. It involves creating a financial plan that matches your life goals. This includes starting your career, growing your family, rebuilding after changes, or preparing for retirement.
At Helium , we provide expert financial advice that fits your needs. We help you make confident choices and secure your financial future.
Let’s strategise together.
Financial planning is a structured approach to managing money, investments, and future goals. It ensures you:
Understand where you stand financially
Create a clear strategy for your future
Make informed decisions about savings, investments, and protection
At Helium, we focus on you first. We help you reach important financial goals with expert advice.
It’s not only about wealth management or investing. Financial planning is about aligning your money with your goals at every stage of life. That might mean paying off student debt, buying your first home, or setting up long-term retirement savings.
How it’s done
Three pillars for smart financial planning.
Financial planning is important for long-term security. Whether you are starting your career, growing your family, planning for retirement, or managing new wealth matters. At Helium Financial Services, we take a structured approach. It focuses on three core pillars: Cash Management, Investment Management, and Risk Management.
Cash Management
Cash flow is the foundation of financial security. A well-structured budget and savings plan can help you manage daily expenses while preparing for long-term goals.
How we help
Budgeting & Expense Tracking: let’s create a financial roadmap, whether you’re trying to be more thorough every day or you’re re-building your budget after a major life change.
Emergency Fund Planning: let’s ensure you are prepared for life’s uncertainties.
Debt Management: let’s form a strategic approach to reduce the mental and financial burden of debt.
Speak to an advisor about your cash management today.
Investment Management
Investing is all about making your money work for you. Whether you have a lump sum to invest or want to grow your wealth slowly, we help you make a plan that fits your goals.
how we help
Goal-based investing: let’s set up the right investments to reach your long-term personal and family goals.
Diversification strategies: let’s use strategy to spread your investment risk across KiwiSaver, shares, and bonds.
Portfolio reviews: let’s keep your investments on track.
Speak to an expert to about investing wisely today.
Risk Management
Our risk management strategies aim to protect you, your family, and your wealth from the unexpected.
How We Help
Insurance Planning: let’s get you protected with the right life, trauma, income protection, and health insurance. Learn more about our insurance advice services
Divorce and Inheritance: let’s structure your assets for future security.
Estate Planning: let’s ensure your assets are managed according to your wishes.
Emergency Preparedness: let’s put in place financial strategies in case of unforeseen events.
Protect your lifestyle and assets today.
We believe in a holistic approach to financial well-being.
At Helium, we create bespoke financial plans that can encompass all or some of the three above pillars. We will work with you to assess your unique financial journey.
Our goal is to facilitate lasting financial prosperity for you and your loved ones.
Book a free 15-minute chat with our team to find out more.
fAQ
Frequently asked questions about financial planning.
-
Yes. Investing is just one part of financial planning. A well-rounded plan also covers cash flow management, risk protection, tax efficiency, and long-term goal setting.
-
Financial planning is about creating a plan to manage money in all parts of life. This includes budgeting, saving, investing, and protecting wealth. Wealth management is typically for high-net-worth individuals and focuses on investment portfolios, estate planning, and tax strategies.
-
Financial planning is not just for the wealthy. No matter how much you have, our financial advisers will make a plan for you. Whether you have small savings or a large investment portfolio, we can help.
-
Yes. A good financial plan includes ways to manage debt. These strategies help you pay off high-interest debt. They also allow you to save and invest in your goals.
-
Start by reviewing your current income, expenses, and debt. Then set 1–2 achievable goals, such as building an emergency fund or increasing KiwiSaver contributions. Even small steps, guided by a professional, can make a big difference over time.
Why choose helium
Our expertise stands above the rest.
Not all financial advisors take the same approach.
We offer tailored financial plans, not one-size-fits-all solutions.
We are highly-qualified as Certified Financial Planners (CFP) & Chartered Accountants (CA). This wide spectrum of knowledge and experience allows us to go beyond standard financial advice with an analytical, strategy-driven approach backed by globally recognised credentials.
We are 100% independent and pride ourselves in being transparent at all times. We strive to provide trustworthy and unbiased guidance, with no hidden fees.
We offer comprehensive and detailed solutions. We combine cash flow management, investment strategy, risk protection, and retirement planning into one clear plan.
We provide ongoing support and are happy to make adjustments. After all the only constant in life is change. We provide continuous guidance as your financial situation evolves.
