Tailored Financial Planning for Every Stage of Life
Financial planning is more than just investing. It involves creating a financial plan that matches your life goals. This includes starting your career, growing your family, rebuilding after changes, or preparing for retirement.
At Helium , we provide expert financial advice that fits your needs. We help you make confident choices and secure your financial future.
OUR SERVICES
What is Financial Planning?
Financial planning is a structured approach to managing money, investments, and future goals. It ensures you:
● Understand where you stand financially
● Create a clear strategy for your future
● Make informed decisions about savings, investments, and protection
At Helium, we focus on you first. We help you reach important financial goals with expert advice.
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The Three Pillars of Smart Financial Planning
Financial planning is important for long-term security. Whether you are starting your career, growing your family, planning for retirement, or managing new wealth matters. At Helium Financial Services, we take a structured approach. It focuses on three core pillars: Cash Management, Investment Management, and Risk Management.
Cash Management
Cash flow is the foundation of financial security. A well-structured budget and savings plan can help you manage daily expenses while preparing for long-term goals.
Is This You? Financial Situations We Help With
Young Professionals – Setting a strong financial foundation.
Families – Managing household expenses, mortgage payments, and savings.
Divorcees – Rebuilding finances after a separation.
How We Help
Budgeting & Expense Tracking – Creating a financial roadmap.
Emergency Fund Planning – Ensuring you’re prepared for life’s uncertainties.
Debt Management – Strategies to reduce financial burdens.
Investment Management
Investing isn’t just about making money - it’s about making your money work for you. Whether you have a large amount to invest or want to grow your wealth slowly, we help you make a plan that fits your goals.
Is This You? Who We Help With Investment Strategies
Investors with a Lump Sum – Finding the best investment strategies.
Pre-Retirees – Structuring a retirement portfolio.
Families & Young Professionals – Starting early wealth-building strategies.
How We Help
Goal-Based Investing – Aligning investments with your personal and family goals.
Diversification Strategies – Spreading risk across KiwiSaver, shares, and bonds.
Portfolio Reviews – Ensuring your investments stay on track.
Risk Management
Life is unpredictable, but your finances don’t have to be. Our risk management strategies protect you, your family, and your wealth from the unexpected.
How Risk Management Secures Your Financial Future
Families – Ensuring financial protection for loved ones.
Divorcees & Inheritance Recipients – Structuring assets for security.
Pre-Retirees – Protecting long-term financial plans.
How We Help
Insurance Planning – Life, trauma, income protection & health insurance.
Estate Planning – Ensuring your assets are managed according to your wishes.
Emergency Preparedness – Financial strategies for unforeseen events.
We believe in a holistic approach to financial well-being and create bespoke financial plans that cater to your unique financial journey. Our dedicated team is ready to partner with you on the path to lasting financial prosperity.
HOLISTIC APPROACH
Your Financial Plan is Only as Strong as Its Strategy
A financial plan is not just about saving money. It is about ensuring every part of your financial life works well together. Without a smart investment strategy, your savings won’t grow.
Without the right insurance, your assets could be at risk. And without a clear retirement plan, you may fall short of your goals. That’s why we ensure your financial plan includes everything you need for long-term success.
KiwiSaver Optimization – Maximising your retirement fund starts now. We ensure your contributions and fund selection align with your long-term wealth-building strategy.
Investment Planning – A well-structured investment plan helps your money grow. We help you make strategic choices, whether investing a lump sum or planning long-term wealth.
Insurance & Risk Management – Your financial success is only as strong as your protection. We help you secure your wealth with tailored insurance solutions.
Retirement Planning – Will you have enough to retire comfortably? We help you build a future-proof plan for financial freedom in retirement.
TRUSTED ADVISOR
Why Choose Helium
Not all financial advisors take the same approach. At Helium, we focus on:
Holistic, Client-First Advice – We create tailored financial plans, not one-size-fits-all solutions.
Certified Financial Planner (CFP) & Chartered Accountant (CA) Expertise – We go beyond standard financial advice with an analytical, strategy-driven approach.
Transparent & Independent – No hidden fees - just trusted, unbiased guidance.
Complete Financial Solutions – We combine cash flow management, investment strategy, risk protection, and retirement planning into one clear plan.
Ongoing Support & Adjustments – Life changes, and so should your financial plan. We provide continuous guidance as your financial situation evolves.
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Frequently Asked Questions about Financial Planning
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Yes. Investing is just one part of financial planning. A well-rounded plan also covers cash flow management, risk protection, tax efficiency, and long-term goal setting.
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Financial planning is about creating a plan to manage money in all parts of life. This includes budgeting, saving, investing, and protecting wealth. Wealth management is typically for high-net-worth individuals and focuses on investment portfolios, estate planning, and tax strategies.
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Financial planning is not just for the wealthy. No matter how much money you have, our financial advisers will make a plan for you. Whether you have small savings or a large investment portfolio, we can help.
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Yes. A good financial plan includes ways to manage debt. These strategies help you pay off high-interest debt. They also allow you to save and invest in your goals.
Take Control of Your Financial Future
Book a Free Consultation
Smart Financial Planning gives you Clarity, Security, and Confidence at every stage of Life.