Personal Insurance Broker in Wellington
Get expert, unbiased advice on life, income, trauma, and disability insurance. We compare policies and tailor cover to suit your needs - so you can make confident decisions.
OUR SERVICES
Why Choose an Insurance Broker?
Many people wonder whether they should go directly to an insurer or work with a broker. Here’s why using an insurance broker makes a difference:
We Compare Policies for You – Access multiple insurers in one place, saving you time and effort.
Personalised Advice – We assess your lifestyle, budget, and long-term goals to recommend tailored solutions.
No Extra Cost to You - Our services are free, and you pay the same premium whether you use a broker or go direct.
Simplified Process – We explain policy details without jargon, ensuring you make informed choices.
Support When You Need It – We guide you through every step from application to claims.
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Types of Insurance We Offer
Finding the right insurance means understanding how different policies work and which ones best suit your needs. We help individuals, families, and businesses access tailored cover, so you’re financially protected when it matters most.
Life Insurance
A sudden loss can leave your family facing financial stress. Life insurance gives a one-time payment. This money helps pay for daily living costs, mortgage payments, or future expenses. It ensures your loved ones can maintain financial stability.
Trauma Cover (Critical Illness Insurance)
A major health event like cancer or a heart attack can impact not just your health but also your finances. Trauma cover gives you a one-time payment. This money can help with medical bills, rehabilitation, or time off work while you recover.
TPD (Total & Permanent Disability) Insurance
If an accident or illness stops you from working, TPD insurance gives you financial help. This support can assist with long-term care, lifestyle changes, or ongoing costs.
Income Protection Insurance
If you cannot work due to illness or injury, income protection insurance can help. It replaces part of your salary. This way, you can still pay your bills, rent, or mortgage while you recover.
Medical Insurance
Avoid long public healthcare wait times and access private medical treatment when needed. Medical insurance provides coverage for specialist appointments, hospital stays, and treatments that may not receive full public funding.
Key Employee Insurance
Businesses rely on key individuals to keep things running. Key person insurance helps a company stay financially stable. It provides support if an important employee or owner cannot work due to serious illness, disability, or death.
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Choosing the Right Insurance for Your Needs
Everyone's situation is different. It is important to choose coverage that fits your lifestyle, finances, and future goals. We help you assess:
Your Family & Dependents – Ensuring financial security for those who rely on you.
Your Income & Expenses – Choosing the right level of cover to maintain stability.
Your Health & Occupation – Understanding how these factors influence insurance options.
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Frequently Asked Questions about Insurance
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An insurance broker helps you compare policies from different companies. They explain your options in simple terms. They make sure you get the best coverage for your needs and budget.
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Going direct means you only see options from one insurance company. A broker gives you access to many providers and offers unbiased advice. A broker also helps with policy management and claims.
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Our service is free to you. Insurers pay us a commission, but this does not affect your premium.
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If you need to make a claim, we assist with paperwork, liaise with insurers, and advocate on your behalf to ensure a smooth process.
Ready to take action?
Get Expert Advice from a Wellington-Based Insurance Broker
Not sure which insurance is right for you? We make it simple. Speak to an expert today and receive tailored, no-obligation advice on the best cover for your needs.